When preparing the family budget this is a very important consideration to take into account.
Once all your non-controllable costs have been calculated and subsequently subtracted from the household income, by non controllable costs I mean the mortgage, credit card bills, loan repayments etc i.e. these set amounts have to be paid or you’ll run into [...]

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As a parent is seems that the majority of your day is spent trying to get your children to listen to what you are trying to teach them. Make them understand how to me a responsible child. Convince them to make the right choices. Kids call these lectures. Some parents call them friendly reminders or [...]

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